REONE INTELLIGENCE / INVESTMENTS

Your money. Your options. The numbers.

Compare real estate, gold, the Egyptian stock market, and banking investments using transparent financial data and scenarios.

Start comparing Mortgage Market Index

Dated cash flows, NPV and XIRR
Every assumption editable
No asset is ranked for you

Step 1 · Capital

Investment capital

Custom amount

EGP

Step 2 · Horizon

Investment horizon (years)

years

Start date

Step 3 · Categories

Choose what to compare

Step 3 · Categories Real estate Gold EGX30 benchmark Bank certificate / deposit

Step 4 · Property

Search REONE inventory

Asking prices are developer or resale listings, not completed transactions.

Or enter property assumptions yourself (labelled user-provided)

Step · Bank rates

Bank & central bank rates

Rates recorded in REONE's database with their source and date. Pick a product to fill the bank assumptions; you can still edit every number.

Central bank & inflation

Bank	Product	Rate	Tenor	Payout	Minimum	Source	Use in comparison

Rates change. REONE records the date each figure was checked; a figure marked 'press report' was not read from the bank's own page. This is information, not financial advice, and no product is recommended.

Step · Gold

Gold prices: international and BTC bars

Collected every day from public sources and stored with source and date. International gold follows the world market; BTC bars carry making and stamping charges on top.

BTC gold bars

Bar weight

International gold: Gold-API.com. Exchange rate: Rates By Exchange Rate API. Local and BTC bar prices: Golden Circle (a reseller, not a BTC price list). Informational, not financial advice; verify with the dealer before buying or selling.

Step 5 · Method

Assumptions

Equal initial capitalEvery asset starts with the same capital on the same date. Property: recorded down payment, then dated installments inside the horizon; uncommitted capital is shown, not hidden. Matched dated cash flowsGold, EGX30 and bank receive the same dated contributions as the property's payment schedule.

Scenario shift

Illustrative offsets applied to growth assumptions. They are not forecasts.

Results

Choose at least one category, then press Calculate.

Method

How it is calculated

NPV

Each dated cash flow is discounted to the start date at your discount rate: sum of amount ÷ (1 + rate)^(days ÷ 365). Payments are negative, receipts positive.

XIRR

The annual rate that makes the NPV of the dated cash flows equal zero (actual/365). If the flows have no sign change, it is shown as Undefined, never as 0%.

ROI

(Final value + income − total contributions) ÷ total contributions.

Inflation-adjusted value

(Final value + income) ÷ (1 + inflation)^years. Nominal flows are never mixed with a real discount rate.

Property exit

Assumed resale value (price grown at your appreciation) less resale costs, less any installments still unpaid at the horizon. Appreciation is never inferred from today's prices elsewhere.

Gold

Buy at the dealer ask, sell at the dealer bid after your price-change scenario, so the spread is a cost.

EGX30

A benchmark, not a product you can buy. Price-only and total-return scenarios are labelled; dividends are not assumed.

Bank

Interest follows the stated payout schedule. Beyond maturity, the reinvestment rate you enter applies; today's rate is not assumed to persist.

Scenario modelling for education. Not investment advice or a recommendation to buy or sell any security. Historical performance does not guarantee returns. No asset is ranked: outcomes depend on the assumptions shown.

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